What happens when you're gone

Do not have your seed phrase or other means of recovery stored in a way your family or loved ones will be able to use should you become incapacitated or die? I'd like to hear about some of the most creative and entertaining but also effective ways to make sure that should we wind up in a coma or in the hands of a cartel or the Russian government, how can we ensure that our loved ones or beneficiaries have access to our funds when the time is right

I'm sure some of you have have some expertly clever solutions.

What is the best way to set this up?