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Why Are We Even Using HW Wallets?

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So, I have a Ledger with [the keys to] most of my BTC on it. When Ledger had it's problem recently, I started looking at Trezor and Coldcard blah blah--but at the same time I've been looking at Bitcoin Core, and I'm asking: "Why do I even bother with a hardware wallet? Why don't I just generate and keep my own keys?

Someone tell me the pros and cons of this? Keylogger? Losing Keys?

submitted by /u/meat-head
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