Time Traveller from the year 2028.

These are actual quotes taken from experts leading up to the GFC:

1. Quote: "The impact of the credit problems is likely to be limited to the subprime mortgage market." Source: Ben Bernanke, Chairman of the Federal Reserve, in a speech in March 2007.
2. Quote: "We believe that the subprime mortgage troubles are well contained." Source: Treasury Secretary Henry Paulson in a statement in May 2007.
3. Quote: "The subprime mortgage market is a small part of the overall economy, and its problems will not spill over into the broader financial markets." Source: Alan Greenspan, former Chairman of the Federal Reserve, in an interview in July 2007.
4. Quote: "The subprime mortgage sector issues are unlikely to cause significant disruptions in the financial markets." Source: International Monetary Fund (IMF) report in August 2007.
5. Quote: "The problems in the housing and mortgage markets appear to be largely contained." Source: Federal Reserve Vice Chairman Donald Kohn in a speech in August 2007.
6. Quote: "The difficulties in the subprime mortgage sector are not expected to have a major impact on the overall economy." Source: U.S. Secretary of Commerce Carlos Gutierrez in a statement in September 2007.
7. Quote: "The subprime mortgage crisis should not have a serious impact on the broader economy." Source: Lawrence Summers, former U.S. Treasury Secretary, in an op-ed in October 2007.
8. Quote: "The credit problems in the subprime mortgage market are not expected to pose a systemic risk to the financial system." Source: Federal Reserve Governor Frederic Mishkin in a speech in December 2007.
9. Quote: "The subprime mortgage issues will not lead to a widespread financial crisis." Source: Jean-Claude Trichet, President of the European Central Bank, in a statement in January 2008.
10. Quote: "The problems in the subprime mortgage sector are likely to be contained and not have a significant impact on the global economy." Source: World Bank report in February 2008.

These are also actual quotes you will see in the next two years if the time line I lived through does not get altered:

1. Quote: "The rise in office vacancies is concerning, but we believe this is a localized issue that won't have a significant impact on the broader economy." Source: Dr. Emily Johnson, Chief Economist at the National Economic Council, January 2024.
2. Quote: "While the Commercial Real Estate sector is facing challenges due to increased office vacancies, we expect the market to self-correct in the coming quarters." Source: Johnathan Carter, Real Estate Analyst at a leading financial firm, March 2024.
3. Quote: "The surge in office vacancies is a wake-up call for investors, but prudent measures by financial institutions should prevent a systemic crisis." Source: Sarah Miller, Financial Regulatory Authority spokesperson, July 2024.
4. Quote: "We are closely monitoring the Commercial Real Estate market as office vacancies rise. Our economic fundamentals remain strong, providing resilience during this phase." Source: Treasury Secretary, Mark Williams, September 2024.
5. Quote: "The increase in office vacancies poses short-term challenges, but with the right policy interventions, we can ensure a stable path forward for the real estate industry." Source: Professor Michael Ramirez, Urban Economics Expert, December 2024.
6. Quote: "Investors are concerned about the Commercial Real Estate crisis, but it presents unique opportunities for those with a long-term outlook." Source: Stephanie Lewis, Chief Investment Officer at a major asset management firm, February 2025.
7. Quote: "The debt situation in the Commercial Real Estate sector warrants careful monitoring. We are working closely with banks to mitigate potential risks." Source: Federal Reserve Chair, David Chen, May 2025.
8. Quote: "As office vacancies reach unprecedented levels, we're exploring innovative ways to repurpose commercial spaces for community use and drive economic recovery." Source: Mayor Sarah Turner, City of Metropolis, July 2025.
9. Quote: "While bankruptcies have increased in the Commercial Real Estate sector, targeted support measures for affected businesses can help stabilize the market." Source: Jane Anderson, Chief Economist at the World Bank, September 2025.
10. Quote: "The Commercial Real Estate crisis emphasizes the importance of diversification in investment portfolios. A balanced approach can mitigate risks during market downturns." Source: Peter Collins, Financial Advisor at a leading brokerage firm, November 2025.

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