I am too stingy...

i have my stack on a ledger nano s and want to move everything to Coldcard, been waiting for lower fees, currently it would cost me around 6$ at 12sat/vb... the 2nd benefit of this would be to consolidate my utxos which would be good for future transactions.

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However some part in me still hopes for under 10sat/vb fee rates to save more sats, thats the whole thing I want to save as many sats as possible... but then maybe this is too unrealistic? would appreciate some advise...

am I too stingy? who is doing some utxo consolidation at these rates?