Borrowing Binance vs AAVE

I've analyzed the professionals and cons of borrowing in AAVE vs Binance

Taxable occasion

AAVE -> If you swap BTC and WBTC you incur in a taxable event
Binance ->You'll be able to put BTC as collateral instantly. No have to swap. No third social gathering danger

Tax declaration:

Binance provides you a CSV with the transaction historical past
AAVE it's worthwhile to do it your self

Mixing belongings in collateral:

Binance -> you'll be able to only but one asset as collateral. No mixing
AAVE -> you possibly can mix, eth, wbtc, link and so on in your collateral which could be very nice

Rate of interest:

Quite comparable in each but on common lower on AAVE.
Max in Dec 25:
- Binance: from 22% to 49%
- AAVE: from 7% to 22%

Custody

Binance -> you belief your custody + KYC/AML
AAVE -> Your personal custody

My conclusion:
Binance is extra convenient however you pay extra. Nevertheless you save taxes!

Another comparisons that someone needs to enter ? :) Thanks prematurely